Mukhya Mantri Sehat Yojana (MMSY): Complete Guide to Punjab’s Universal Health Coverage Scheme

The Government of Punjab has taken a historic leap toward ensuring Universal Health Coverage with the launch of the Mukhya Mantri Sehat Yojana (MMSY). Under the visionary leadership of Hon’ble Chief Minister Sh. Bhagwant Mann, this scheme aims to provide cashless healthcare coverage of up to ₹10 lakh per family per year to all 3 crore residents of Punjab. This is a significant enhancement from the earlier coverage of ₹5 lakh, which was limited to specific categories.

Key Features of MMSY

• Cashless Treatment:Up to ₹10 lakh per family per year.
• No Income Cap:All bona fide residents of Punjab, including government employees and pensioners, are eligible.
• Wide Coverage:Includes secondary and tertiary care in bothpublic and private empaneled hospitals.
• Comprehensive Packages:AdoptsHealth Benefit Package (HBP 2.2)withover 2000 treatment packages.
• Pre- and Post-Hospitalisation Expenses:Covered under the scheme.
• Family Coverage:Entire family is covered under a single card.
• Easy Enrollment:ThroughCommon Service Centers (CSCs)using Aadhaar and Voter ID.
• Grievance & Helpline:104(toll-free).

How to Register for MMSY

Registration is simple and can be done in a few steps:

1. Home Visit by Sehat Mitra:
   A government representative (Sehat Mitra) will visit your home and provide anappointment slipfor registration.
2. Visit Nearest CSC:
   Go to your nearestCommon Service Center (CSC)on the date mentioned in the slip with the required documents:
   • Aadhaar Card
   • Voter ID
   • Proof of residence
3. Residency Verification:
   The beneficiary must be aresident of Punjab. No income or exclusion criteria apply.
4. Instant Confirmation:
   You will receive anSMS confirmationimmediately after successful registration.
5. Sehat Card Delivery:
   YourMMSY Sehat Cardwill be delivered at your nearest CSC within2–3 weeks.

How to Use Your Sehat Card

1. Visit anyempaneled government or private hospital.
2. Present yourMukhya Mantri Sehat Yojana Sehat Card.
3. Hospital authorities willdigitally verifyyour details.
4. Availcashless treatmentup to your eligible limit (₹10 lakh per family per year).

MMSY Impact & Statistics

• Targeted Families:65 lakh+
• Enrolled Families:39.50 lakh+
• Treatments Provided Since 2019:12.58 lakh+
• Total Treatment Amount:₹1299+ crore
• Empanelled Hospitals:900+

Download Self-Declaration Form

To avail of the scheme, beneficiaries may need to submit a Self-Declaration Form confirming their eligibility and details.

📄Download the Self-Declaration Form here:
Download Form (PDF)

Contact & Support

• Helpline:104
• Grievance Support:104
• Website:State Health Agency Punjab

Conclusion

The Mukhya Mantri Sehat Yojana is a transformative step toward health security for every Punjabi family. With easy enrollment, cashless treatment, and wide hospital coverage, MMSY ensures that financial constraints no longer hinder access to quality healthcare.